Rated 5.0 on Google

Finance your next Garden State Decks LLC project with HFS!

Get a Free Quote

Low-Fixed Rates

Enjoy market-leading rates and fixed repayments.

Direct-To-Consumer Funded

Take full control over your loan.

Personal Loans

Borrow without affecting your home equity.

Same-Day Qualifications

Prequalify for your loan options in minutes.

Terms Up To 30 Years

Lock in your rate so you can budget with confidence.

Inquiring Won't Impact Your Credit Score

Check your rate with no risk to your credit.

How to get a loan...

1
Inquire for a loan

Does NOT affect your credit, get same day answers

2
Get prequalified

View instant loan options OR speak with a loan consultant

3
Verify

Securely upload some basic documents for loan verification

4
Get your funds

Loan proceeds available within 48 hours of approval

 

About HFS Financial and why our clients love us

You dream it, we finance it!

Our unique financing process ensures that funds are disbursed directly to you, giving you full control over your loan.

Have equity in your property? Keep it. Don’t have much equity? No problem. Loans through HFS Financial do not affect the equity in your property.

Our streamlined inquiry process ensures that you get your funds without delay so you can start on your project as soon as possible.

By making your financial needs our main focus, we’ll connect you with loans tailored to your budget and timeline, with manageable rates and an easy-to-navigate inquiry process.

Lock in your ideal rate so you can budget with confidence with a fixed-rate loan.

Making an inquiry with us to check your rate will have no impact at all on your credit score, so don’t hesitate to speak to us today.

Latest updates about HFS.

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What states do you cover?

HFS Financial operates and can assist homeowners nationwide in securing loans for their home improvement needs.

HFS Financial can assist homeowners in securing swimming pool loans and for almost any residential home improvement project.home improvement loans

On the HFS Financial Home Improvement Loan Platform, homeowners are able to seek personal loans. This means there are no home equity requirements, no need to refinance or mortgage your home, no appraisals and no lengthy loan processes.

Currently, programs have rates as low as 7.8%, fixed with terms from 1 – 30 years and there are no prepayment penalties.

Most asked questions

Still have more questions? Visit our Help & Advice center or contact our team and we’d be more than happy to help.

Contact Us

Inquire about a home improvement loan today!